Manchester

Manchester needs to diversify its infrastructure to meet young professionals and students demand

Everyone has noticed the increased popularity of Manchester these past years. Apparently immune to the Brexit negotiations’ influence, the property market in Manchester hasn’t stopped growing. However, to retain its competitiveness, the city needs to[…]

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Why Property is still a Lucrative Investment

Property investment has long been a favoured approach by the general public, providing long-term security, ongoing rental income and equity for future investments. This year, the question is whether real estate still holds the influence[…]

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budget hammond

Budget Predictions – what can we expect?

With the clock ticking on Brexit the Government is preparing to unveil its first autumn Budget on November 22 – aiming to repair some of the damage the Conservatives suffered in the June election. Much[…]

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stamp duty

Stamp duty blocking property purchases

The number of home purchases blocked by the tax has doubled over five years, with first-time buyers, home movers and downsizers all affected, according to a new report by the Centre for Economics and Business[…]

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crowdfunding

Evolution of Crowd Funding

Crowdfunding has definitely changed the face of investing in more than one industry. And property crowdfunding has brought increased transparency into investing that wasn’t there before. Different forms of crowdfunding have also infused a whole[…]

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financial crisis

So what’s happened since the financial crisis?

Ten years have elapsed since the Global Financial Crisis. The global financial crisis dragged the world through shockwave after shockwave and it became widely regarded as the worst crash since the Great Depression in the 1930’s.[…]

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pension pot property crowdfunding

Property crowdfunding for pensioners

Changes were introduced in 2006 to Pension Freedom meaning that over-55s can now take control over their retirement savings. This offers the chance to diversify your pension pot further and expand your retirement income portfolio.[…]

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gazanging

What is gazanging?

New laws could be introduced to make it harder for property buyers and sellers to pull out of the house-buying process in the months between offer and exchange. In order to aid the stressful process of[…]

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house prices

Sellers are forced to cut asking prices

Rightmove states that new sellers are being too optimistic by not discounting by more as overall market stalls and interest rates rise. More than a third of home owners are being forced to reduce their[…]

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bury property hotspot

The Bury Boom

Bury has been crowned one of the UK’s property hotspots. Over recent months, Manchester has seen a boom in investment as property buyers as developers turn their sights from the capital to the north. New figures[…]

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equity crowdfunding

Key Trends in Equity Crowdfunding

Equity crowdfunding has grown rapidly this past year and 2017 has proved to be a dynamic year for alternative finance, with governments, investors and financial institutions alike embracing the industry like never before. According to Invesdor,[…]

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crowdfunding

How to be successful in Crowdfunding

Crowdfunding has boomed over the past five years and entrepreneurs have pulled in over £370m via online platforms. As traditional banks fail to meet society’s demands, new methods of funding have risen and alternative finance has[…]

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bank of mum and dad

Finance for first time buyers

A recent survey has shown that over 10% of aspiring homeowners aged 25-40 assume family will give them more than £40,000 towards the cost of their first property. But at the same time, research also shows that[…]

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house prices

London house prices set to lag behind the rest of the country

London house prices are forecasted to lag well behind other regions, according to a new report. According to Savills, the upmarket estate agent, average house prices in the capital will fall by 2% in 2018,[…]

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Mortgage Interest Payments on the Rise

The Bank of England has continuously hinted at raising interest rates before the end of 2017 as they claimed that borrowing costs will soon go up. With the next Monetary Policy Committee meeting on Thursday,[…]

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most expensive areas in london

The Most Expensive Areas In London

Top 5 include Kensington and Chelsea, the City of London, Westminster and Camden   The Office for National Statistics (ONS) released a new analysis of the 2016 house prices, suggesting a wide price gap in England[…]

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average uk rent

The Average UK Rent Increased 2.1% YoY in September

Index date from HomeLet’s retail index reveal that in 11 of the 12 regions covered by the research, rents had risen. At an average rise of 2.1% across the country, the UK average monthly rent[…]

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Calls For Increase In Build to Rent

Rent Prices Skyrocketing Renters are now paying over £54 billion in rent to private landlords across Britain, more than twice the £26.5 billion mortgage interest paid by owner occupiers. The increase in rental bills have[…]

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bad credit

Are you in a bad credit situation?

Credit and Responsibility: Two concepts that do not always match! Last week the Bank of England warned lenders to ramp up their emergency buffers as Britons continue to take out more and more unsecured debt.[…]

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Adam Smith Institute Decries Help to Buy

The UK government announced on 1st October that it planned to set aside an extra £10bn to reinvigorate the Help to Buy Scheme. Written off as little more than a political ploy to hamper decreasing[…]

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Offices in London

Continued High Price of Office Space in London Demonstrates The City’s Resilience Despite Brexit Uncertainty

The Global Cities 2018 Report issued by international real estate giant Knight Frank shows London’s prime office space is still the most valuable in Europe, and ranks highly on the global scale, deflating fears that[…]

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is buy to let dead

Is Buy To Let Dead After Tax Changes

The last couple of years have seen broad, sweeping changes to the buy to let (BTL) market. HMRC has noticed the returns that BTL have been generating and are keen to carve out a piece[…]

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May Offers A ”New Generation of Council Houses”

Addressing the Conservative Party Conference in Manchester earlier today, Theresa May pledged to dedicate her premiership to fixing the ‘’broken’’ housing market. She spoke of getting ‘’back in the business’’ of building subsidised rented homes[…]

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Smaller deposit increase for first time buyers

Mortgages For Smaller Deposit First Time Buyers Increase

Registered chartered surveyors e.surv have revealed from their recent report that approvals for Home loans were up 7.8% on August 2016. The overall mortgage market has been growing but what is significant is the proportion[…]

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Northern Powerhouse: The New North-West Market

George Osborne’s plan for a Northern Powerhouse to rival London was mocked by many, who suggested that it would be impossible to up-end the London-centric focus in the UK. However, recent statistics are showing that[…]

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Are 35 Year Mortgages The New Reality for First-Time Buyers?

In Manchester and the surrounding areas, a concerning new trend has arisen. The number of 35 year mortgages taken out by first time buyers has more than doubled since the financial crash and this could[…]

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England favourite city

England Has A New Favourite City….

        For the first time statistics have shown there has been an exodus from London to Manchester. In fact, more people left London for Manchester than vice versa. What attracts people to[…]

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House Prices in East England Rocket

East England saw a significant increase in house prices last month, with an average purchase loan of £133,494, according to the newly released Mortgage Advice Bureau report. Despite the general expectation of dropping house prices[…]

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University towns seeing price hikes in recent years

University towns across the UK are seeing price increases, much in line with overall growth for house prices in the UK, with an average price increase of £38,666 across 3 years (the overall length of[…]

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Lack of land preventing new home builds

Lack of finances and a lack of land are two leading factors preventing new homes being built, according to a survey, blocking small and medium sized home builders from development. A further barrier to building[…]

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Average cost for moving homes up in UK by 6%

If moving wasn’t hard enough already, it’s only going to get harder for home owners looking to move to a second property as the average cost of moving home has increased by 6% in the[…]

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The New North

Why average house prices rising faster than wages doesn’t tell the whole story The Royal Institute for Chartered Surveyors in June claimed house prices would continue to rise faster than wages over the next five[…]

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Rent Control on the way to Scotland

Rent control is coming to the UK, more specifically to Scotland, where it will be introduced in major cities, following Glasgow City Council voting on a move to introduce rent pressure zones.  New legislation will[…]

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Foreign investors taking advantage of a weakened sterling

  It’s no real surprise that with the weakening of the value of the Sterling compared to namely the Euro and generally, that foreign investors are eyeing UK property as a bargain to invest in[…]

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Parents now 9th biggest lenders in property market

With increasing house prices and demands for greater mortgage deposits, many young people and first-time buyers are struggling to get a foothold on the property ladder. In an effort to secure a home, many young[…]

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Scotlands property market showing significant activity

Positive activity in the Scottish property market is at its highest level for 10 years, in part due to a a lack of houses and higher taxes. This is the strongest performance since 2008, with[…]

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Affordability still a major issue, UK property prices rise nationwide

Even with notable recent property rise slowdown in London, national house prices are still on the rise, up 5.1% in fact, in the 12 months to July 2017, bringing the average house price to £226,185,[…]

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Generation rent – growing portion of UK tenants feel they will never own a home

Going by recent reports, a sizable part of Londoners renting a property in the city feel that they’ll never be able to get on the property ladder (31%), with sky high house prices in central[…]

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MercyCrowd has moved!

  We would like to thank the MercyCrowd community that has been supporting our success. The team has grown and we have now expanded to a larger office, situated in the heart of Fitzrovia in[…]

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Emerging Trends in Real Estate 2017 - Survey

Long term housing strategy for London devised

In light of stagnant house market activity in the UK and high house prices in the capital, London Mayor Sadiq Khan is driving forward with a five year housing strategy for more new homes in[…]

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India overtakes Gulf community for prime central London purchases

In line with recent news of foreign investment in London being on the rise post Brexit, Indian purchases in prime central in particular are on the rise, with a recent report citing Indian investors having[…]

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New housing developments in home counties higher than in London

Despite numerous re-development projects and foreign heavy investment across the capital, new build homes in London are still lagging behind its surrounding areas, notably the home counties, according to a report from the Housing and[…]

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London areas outside of zone 1 seeing major rises in property prices

There’s a bit of a trend recently for emerging areas in Greater London and outside of zone 1 becoming property hotspots, due to rising house prices, increasing development and re-development in certain areas like Stratford[…]

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UK Housing market being supported by foreign investment and first time buyers

Despite doubts over Brexit and reports of UK house prices stalling and even falling, the UK housing market is showing signs of being supported. First time buyers are contributing to the UK housing market, taking[…]

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UK crowdfunding association

MercyCrowd joins the UKCFA

MercyCrowd joins the UKCFA We are proud to announce that MercyCrowd is now a part of the UKCFA (the UK crowdfunding association); the UK based association that was formed in 2013 in order to promote[…]

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Homeowners in UK find it difficult moving from first property

A quarter of first time home owners looking to move up the property ladder are finding it more difficult than they found buying their first home, according to research by Lloyds Bank. This is due[…]

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First 100% affordable homes development for Londoners announced

A first for London, a housing development  100% aimed at first time buyers, is set to begin. Based on unused land in the Webbs Industrial estate in Walthamstow, London Mayor Sadiq Khan has instructed the[…]

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what is equity crowdfunding

What is equity crowd funding?

What is Equity crowdfunding?   If you are an investor or just generally interested in investing, you may have heard the term ‘equity’ mentioned frequently, and rightfully so, it’s an important factor in investing and[…]

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Manchester Project Fully Funded!

Manchester project fully funded Great news, our beautiful apartment in Manchester city centre is now 100% fully funded and complete, so we would like to say congratulations to all investors involved, the apartment is in[…]

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Diversification-property

Crowdfunding and the need for diversification

  You’ve most likely already heard of diversification and its merits. But what exactly is it and why is it important for investing? Diversification in investment is a crucial area for any investor, spreading out[…]

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